Brilliant Solutions joins Equity Release Council as later life market broadens

Brilliant Solutions has joined the Equity Release Council as the mortgage club and specialist distributor looks to strengthen its involvement in the later life lending market. The firm works with mortgage advisers across the UK, providing access to a...

Latest news

Barclays urges policy action to unlock home energy efficiency upgrades

High energy costs are increasing demand for more efficient homes, but the cost of major improvements and difficulties across the housebuilding supply chain remain...

Former LMS chief Nick Chadbourne takes chair role at Novus Strategy

Nick Chadbourne, the former chief executive of LMS, has joined mortgage and homebuying consultancy Novus Strategy as non-executive chair. Chadbourne (pictured), who announced his departure...

Vernon appoints Anthony Murphy to board and audit role

Vernon Building Society has appointed former Nottingham Building Society finance chief Anthony Murphy as an independent non-executive director. Murphy joined the Vernon's board in September...

Building safety remediation list grows ahead of new developer levy

The number of residential buildings being monitored under government cladding remediation programmes has risen by more than 12% since January, according to analysis by...

Conveyancer numbers fall 15% as firms face mounting workload pressures

The conveyancing workforce in England and Wales has contracted by 15% in little more than three years, prompting calls for firms and the wider property industry to address the pressures facing the profession. Law Society figures cited by RG...

Lendlord adds free rent increase notice tool for landlords

Lendlord has introduced a free tool designed to help landlords prepare the Form 4A notice required when increasing rents on assured periodic tenancies in England. The property management and finance platform said its Rent Increase Notice tool takes landlords...

LendInvest and MDA flag development finance risks from Building Safety Levy

LendInvest and MDA Consulting have published guidance for property lenders and developers ahead of the introduction of the Building Safety Levy, warning that the charge will need to be factored into scheme viability and funding requirements. The levy applies...

Family BS launches £12.5m HNW interest roll-up mortgage

Family Building Society has launched an interest roll-up mortgage allowing high net worth borrowers to access loans of up to £12.5m without mandatory monthly mortgage payments. The product is aimed at borrowers with substantial assets but complex income structures,...

PROFILE

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

INDUSTRY COMMENT

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Closing the protection gap starts with informed clients

Millions of people have no protection insurance coverage and could be left vulnerable in the event of a death in the family, serious illness...

Q&As

BUY-TO-LET

Landlords warn higher Budget costs could feed through to rents

Almost two-thirds of landlords say they would seek to recover higher costs through rents...

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

The fall in BTL company formations isn’t the whole story

It is often the case with housing and mortgage market data that the headline...

Redwood holds buy-to-let rates despite higher wholesale funding costs

Redwood Bank has kept its buy-to-let mortgage rates unchanged despite rising swap costs prompting...

Affordable student cities deliver some of the highest landlord yields

Lower-cost university locations are producing some of the strongest gross rental yields for student...

Alps expands landlord insurance add-ons on Acturis

Alps has made its full range of let property insurance add-ons available through the...

Landbay webinar to examine outlook for rates and UK economy

Landbay is to host an economic webinar examining the outlook for interest rates, inflation...

FIRST-TIME BUYERS

Family support drives later life borrowing, broker research finds

Helping relatives onto the property ladder is a significant factor in later life mortgage borrowing, with Suffolk Building Society research showing that 63% of clients borrow to provide financial support to family members. The findings suggest this support is being provided despite widespread concern among...

New-build homes account for 8% of properties on the market

New-build homes make up just 8.1% of properties currently listed for sale across Great...

Trade bodies welcome first-time buyer scheme but call for careful design

Mortgage trade bodies have welcomed the government's proposed Your First Home scheme, while warning...

Lifetime ISAs linked to £67.5bn of first-time buyer property purchases

Lifetime ISAs have helped more than 417,000 people buy their first home since the...

Low-deposit mortgage lending climbs 38% to £24.7bn

Mortgage lending at loan-to-value ratios above 90% rose sharply over the past year as...

OPINION

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost?...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond the extra products now sitting on sourcing systems. There simply aren’t that many lenders targeting the expat segment. So, when another...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

DISTRIBUTION

TMG adds Gable Mortgages to lender panel

TMG Mortgage Network has added Gable Mortgages to its lender panel, giving member firms...

MIMHC makes final call as charity lunch nears capacity

The Mortgage Industry Mental Health Charter (MIMHC) has made a final call for industry...

LSL Financial Services names Paula Mercer as sales director

LSL Financial Services has appointed Paula Mercer as sales director with responsibility for sales...

L&C strengthens senior team with partnerships and technology hires

L&C Mortgages has expanded its senior leadership team with the appointment of Rachael Hunnisett...

PMS reports double-digit growth in mortgages and protection

PMS Mortgage Club says it is on course for its strongest performance in five years after recording higher lending, mortgage completion and protection volumes during the first half of 2026. The Sesame Bankhall Group business completed more than 100,000 mortgages between January and June, an...